Last Updated: 9-25-2025
Welcome to thehealthinsuranceagency.com (the “Site”), operated by The Health Insurance Agency (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our Site and services. By accessing or using our Site, you agree to these Terms.
Here’s a simple overview of what these Terms mean for you:
We provide information: We connect you with health insurance options but don’t guarantee acceptance into any plan.
You must be 18+: Our Site is for adults only.
Quotes may change: Any rates or coverage details shown are estimates—final terms come from the insurance provider.
Respect our content: Everything on this Site belongs to us and can’t be copied without permission.
Privacy matters: Your use of the Site is also covered by our Privacy Policy.
We’re not liable: We do our best, but we can’t be held responsible for errors, third-party websites, or your use of the information.
Disputes go to arbitration: If there’s ever a legal issue, it will be handled in arbitration in Florida, not court.
This summary is for convenience only. The full Terms below are legally binding.
You must be at least 18 years old to use this Site.
You agree to use the Site only for lawful purposes and in compliance with all applicable laws.
You agree not to interfere with the security, functionality, or integrity of the Site.
We are not a government agency. The Health Insurance Agency provides information about health insurance options and may connect you with licensed insurance agents or carriers. Availability of coverage, pricing, and eligibility are subject to the terms of the insurance provider. We do not guarantee acceptance into any plan or program.
Any insurance quotes or plan details provided on our Site are for informational purposes only. Final rates, benefits, and terms are determined by the insurance carrier and are subject to change without notice.
All content on this Site—including text, graphics, logos, icons, and design—is the property of The Health Insurance Agency or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not copy, distribute, or create derivative works without our prior written consent.
Your use of our Site is also governed by our Privacy Policy, which explains how we collect, use, and share information. By using this Site, you consent to our data practices.
Our Site may contain links to third-party websites. We are not responsible for the content, policies, or practices of any third-party sites. Accessing third-party websites is at your own risk.
The Site and its content are provided “as is” and “as available.” We make no representations or warranties of any kind, express or implied, about the accuracy, reliability, or availability of the Site or any content.
By signing up for our SMS program, you agree to the following terms and conditions:
1. Program Description
When you opt in to receive SMS messages from The Health Insurance Agency, you will receive periodic automated text messages relating to updates, offers, reminders, or other content relevant to our services.
2. Consent & Authorization
By providing your mobile phone number and opting in, you expressly consent to receive automated marketing and informational text messages (including via autodialer) from The Health Insurance Agency to the mobile number you provided. This consent is not a condition of purchase of any goods or services.
3. Message Frequency & Costs
We may send you messages at varying frequencies depending on campaigns, service updates, or other communications. Standard message and data rates from your mobile carrier may apply. You understand and agree that any fees or charges imposed by your carrier are your responsibility.
4. Opting Out / Unsubscribe
You may opt out of receiving further SMS messages at any time by replying “STOP” to any text message you receive from us, or by contacting us directly at [insert contact email or phone]. After you send the “STOP” request, you may receive one final message confirming your unsubscription, and no further messages will be sent unless you opt in again.
5. Support / Help
If you need help or want more information about the SMS program, you can reply “HELP” to any message or contact us at [insert support email or phone].
6. Changes to Terms
We reserve the right to modify or update these SMS terms at any time. Any changes will become effective when posted on our website, and your continued participation in the SMS program will constitute acceptance of those changes.
7. Liability / Disclaimer
We are not responsible for any delays, failures, or loss in transmission of any messages, or any actions taken in reliance on them. Mobile carriers are not liable for delays or non-deliveries.
8. Eligibility
To participate in the SMS program, you must provide a valid mobile number for which you control the subscription, and you must be located in a region where SMS service is available.
9. Compliance with Law (TCPA, etc.)
We comply with all applicable laws and regulations governing text messaging, including the Telephone Consumer Protection Act (TCPA). You have the right to revoke consent at any time by unsubscribing (see section 4).
To the maximum extent permitted by law, The Health Insurance Agency and its affiliates shall not be liable for any damages, losses, or claims arising from your use of the Site, reliance on information, or interaction with third-party providers.
You agree to indemnify and hold harmless The Health Insurance Agency, its employees, affiliates, and partners from any claims, liabilities, damages, or expenses (including attorney’s fees) resulting from your use of the Site or violation of these Terms.
Any dispute, claim, or controversy arising out of or relating to your use of the Site or these Terms shall be resolved by binding arbitration rather than in court.
The arbitration shall be conducted in the State of Florida under the rules of the American Arbitration Association (AAA).
You and The Health Insurance Agency agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any class or representative proceeding.
By using this Site, you waive the right to a jury trial and agree that all disputes will be resolved exclusively through arbitration.
We may update or modify these Terms at any time. Changes will be posted on this page with an updated “Last Updated” date. Your continued use of the Site after changes means you accept the new Terms.
These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles.
If you have any questions about these Terms, please contact us:
The Health Insurance Agency
Website: thehealthinsuranceagency.com
Email: privacy@thehealthinsuranceagency.com
Phone: 844-325-0800